Social Security Disability Insurance: How To Get It And What Are The Benefits

disabled person

Social Security Disability Insurance is a government benefit available to individuals who are unable to work for at least 12 months. It was originally designed to protect workers in case they became disabled and could not find employment in the future. In this blog post, we will discuss how people can get SSDI benefits and what the benefits of receiving them are.

Must Be Unable To Work For At Least 12 Months

To be eligible for Social Security Disability Insurance (SSDI), you must be unable to work for at least 12 months. This is not a short-term disability program, it is designed for people who are unable to work due to a long-term illness or injury.

You do not need to have worked in the past 12 months to apply for SSDI, but you must have worked five of the last ten years prior. For more information on how much work history is required and whether or not your medical condition will qualify you for benefits under this program, contact an experienced disability attorney who can review your case. Additionally, if you are disabled and unable to work, you can still qualify for Social Security Income (SSI) benefits. SSI benefits are based on financial need, not work history.

Cannot Find Employment In The Future

You cannot be a full-time student and receive SSDI. For those who are not students, you must have worked five of the past ten years to qualify for benefits using your Social Security Number (SSN). You can work part-time or full time but the hours need to add up over those five years before filing. To get approved everyone needs medical documentation from their doctor stating they cannot find employment because of physical/mental disabilities. There is no fee required when applying online. If denied by SSA it could take months before an appeal hearing will be scheduled with a judge in a different group at a different location. The odds are in your favor if you have an attorney representing you at the hearing.

Many people are not aware that there is a five-month waiting period to receive benefits after being approved, so it’s important to apply as soon as possible. SSDI provides monthly cash payments and Medicaid health coverage for those who qualify. Eligible individuals also receive Medicare starting 24 months after their disability begins. You can work while receiving SSDI, but your earnings will be reduced by $0.50 for every dollar earned over a certain limit which changes yearly.

The Benefits Of Receiving Them

Once you have been approved for Social Security Disability Insurance, several benefits come with the coverage. These can include payments to help cover your costs of living, medical care, and more. It’s important to understand exactly what is covered under your plan and how to access these benefits. There are many advantages of receiving SSDI like regular monthly payments that can help cover your costs of living, access to Medicare or Medicaid health coverage, which can help pay for doctor visits and medication, assistance finding a job if you can return to work eventually, and help in purchasing disability equipment or modifications needed for work or everyday life activities.


There are also several disadvantages of receiving SSDI, which include the fact that you may be limited to working a low-paying job because any money earned above and beyond $1010 per month will cause you to lose your benefits. Additionally, if your health improves over time and is no longer considered “disabled” by SSA standards then they can stop providing monthly payments as well.

How People Can Get SSDI Benefits

There are a few ways that people can get SSDI benefits. The most common way is to apply for benefits online. People can also apply for benefits by mail or in person at their local Social Security office. When applying for benefits, people need to provide information about their work history and medical condition. They will also need to provide proof of their disability. This can include medical records, doctor’s notes, and statements from employers.

People who are approved for SSDI benefits will receive monthly payments based on their income and work history. They will also be eligible for Medicare coverage after two years of receiving benefits. Benefits can continue as long as the person remains disabled and meets other eligibility requirements.

Social Security Disability Insurance, or SSDI as it’s commonly known, is a type of insurance that provides monthly payments to those who are unable to work due to a long-term disability. Several different factors determine whether you will be approved for this program and what your benefits may end up being so it can be pretty complicated.