How Language Barriers Affect Medical Insurance Access for Non-Native Speakers

glasses studying

The world is more of an international community than ever before. However, this globalization has not been perfect, as some non-native speakers have found adjusting to it difficult. This is particularly the case when it comes to getting medical insurance. In this article, we dive deeper into this by exploring five ways language barriers have significantly affected access to medical insurance for non-native speakers.

4 Ways In Which Language Barriers Affect Medical Insurance Access for Non-Native Speakers

After moving to a country that uses a different language, you will need time to adjust, especially if there is a language barrier. The latter also means it can be difficult to access medical insurance. These are 4 instances where a language barrier can become an issue while accessing medical insurance.

  • Terms And Conditions Of Medical Policies
  • Medical Plans
  • Communication With Healthcare Workers
  • Rights To Medical Care

Terms And Conditions Of Medical Policies

Like most contracts, a medical policy comes with terms and conditions. This is important to guide a person on how to use the policy best. However, these details can be confusing, even for native English speakers. When you don’t speak the language, it can lead to misunderstanding. Even those who can read through all the terms and conditions of a medical policy might find themselves misunderstanding some key details. Unfortunately, this often leads to them not receiving full benefits or losing out entirely. Thus, more resources must be provided to help non-native speakers understand the complex details behind medical policies — for example, through translated documents.

Medical Plans

Another area where non-native speakers need help is understanding the available medical plans. It’s tempting to pick a plan solely on the low premiums, but this can become an expensive mistake. For instance, a low-premium medical plan would be okay if you’re generally healthy. However, a high-premium plan would be better if you have a health issue. 

medical documents

When you don’t understand the details of a medical plan, it becomes much easier to just go for the cheaper option. To help combat this, hospitals need to agree to have healthcare classes that teach what the different medical plans offer and what you should consider before choosing one. If getting important documents translated is the problem, TheWordPoint translation services are just what you need. This website offers professional and accurate work at very affordable prices. You can visit their webpage today for a free quote and learn more about their services.

Rights To Medical Care

Most governments worldwide tend to have policies that protect foreigners’ rights. However, when language is a barrier, some non-native speakers don’t know what tools they have available. As a result, they tend to avoid medical insurance altogether. To prevent this, governments and health institutions need to organize events and seminars that help educate non-native speakers on their rights and how to access them.

Communication With Healthcare Workers

For many non-native speakers, it can be a challenge to communicate their problems with healthcare workers. This is dangerous as misdiagnosis can lead to severe health conditions for the patient. The best way to minimize this is by having qualified translators readily available to handle such patients. Another option would be to use medical interpreting apps. If you’re in the medical field, getting an interpreter on short notice might not always be possible, so it can be a good idea to have technology help you in such situations.

Final Thoughts

A language barrier can lead to challenges for non-native speakers seeking medical insurance. This can range from confusion on important medical details to improper treatment. However, upon reading this article, non-native speakers will be more aware of how language barriers affect medical insurance access. They will also be more equipped to tackle the issues that may arise in this regard.

Author’s Bio

Olivia Evans is a former healthcare worker and current freelance writer in the medical field. Her experience in the medical service industry gave her the opportunity to learn about many of the challenges people face when trying to access medical care. Olivia hopes to continue to use her articles to educate more people.